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On November 5, 2026, Michael Saylor, the founder of Strategy, connected remotely to the Oranje Summit 2026 held in São Paulo, Brazil. He stated that cutting-edge AI models would enhance the attack capabilities of hackers, and complex software used for transferring funds, such as exchanges and wallets, is particularly vulnerable to attacks. He believes that the design of the Bitcoin network can withstand AI threats, and that Satoshi Nakamoto's decision to limit underlying functions was wise, as complex software would expand the attack surface. He also mentioned that Bitcoin, supported by its strong computing power and security, would prevail in the competition for the global digital capital standard.

According to CoinDesk, Ripple's XRP Ledger lending system designed for banks and payment companies has gained support from 3 additional validators since mid-October, bringing the total votes to 22, still 7 votes short of the 29 required to launch. Both the system and its accompanying SingleAssetVault amendment need to obtain 29 votes each within two consecutive weeks to activate.As of Wednesday's data, "LendingProtocol" and its first patch each have 22 votes in support, while the "SingleAssetVault" for creating a funding pool has 23 votes. The design requires depositors to deposit XRP or other tokens into the vault, which loan brokers lend out for a fixed term, with borrowers not needing to provide collateral; the system relies on off-chain underwriting and risk management. Additionally, developers are still advancing related work before the voting, with a code merge request planned for November 4 to add a third lending amendment.

According to the information on the Liepin page, Tencent is hiring a financial product manager for cross-border payment. The job responsibilities include conducting overseas market research based on distributed ledger technology, digital assets, and designing fee-free capabilities, key custody and recovery based on account abstraction, as well as designing the circulation and exchange logic of fiat currency.The position also requires transforming regulatory rules such as identity verification, anti-money laundering, and transaction information transmission into product processes. The job requirements include over 5 years of experience in wallets, exchanges, payment, or e-wallet products, and familiarity with mainstream public chains, smart contracts, and multi-chain asset management.

According to Caixin, on November 10, multiple media outlets saw the draft of the Digital Fairness Act, which shows that the European Commission plans to require companies to allow users to disable features that induce compulsive or excessive use, and to regulate AI systems that extend interactions through simulated interpersonal relationships. The draft is expected to be published on November 11, and companies that violate the rules may face fines of up to 6% of their global annual revenue. The draft requires that adult users be given the option to disable autoplay, notifications unrelated to their activities, and continuous reward systems; if an AI chatbot encourages ongoing interaction by simulating interpersonal relationships, users should also have the right to disable related features.The draft also proposes to list 10 types of manipulative designs that are considered unfair under any circumstances, including making it significantly harder to register for services, hiding prices or automatic renewal terms, falsely implying there are no other choices, making false or inadequately qualified claims about supply or popularity, repeatedly emphasizing scarcity at checkout, pre-selecting additional products or quantities, framing refusal as a wrong choice, repeatedly asking to change a decision already made, using confusing double negatives, and fabricating notifications that someone has contacted the user. The European Commission can add new manipulative practices to the list without restarting the legislative process.The draft also proposes to require online subscriptions to provide a clear contract termination button, that consumers must actively consent before a free trial converts to a paid service, and that reminders must be sent before automatic renewals; for minors, it proposes to ban paid loot boxes and paid win mechanisms in video games. Impact assessments estimate that the relevant regulations will help consumers avoid economic losses of 88.4 billion euros between 2025 and 2035; when accounting for time lost, the annual benefit is expected to be 13.7 billion euros, with total annual compliance costs for companies estimated at 678 million euros. The draft still needs to be reviewed by the European Parliament and member states, and according to the current text, it will apply 12 months after coming into effect. The German government expressed opposition in mid-last month, advocating for amendments to the existing consumer protection directive rather than creating a new law.

According to statistics from Cai Lian She Venture Capital Tong, 76 chip design companies on the Sci-Tech Innovation Board have disclosed their third-quarter reports, among which 67 companies have positive revenue growth (accounting for 88.16%), and 53 companies have positive net profit attributable to shareholders (accounting for 69.74%). The industry as a whole is recovering, with storage and computing power becoming the two main lines of performance elasticity.The storage segment performed outstandingly, with Changxin Technology achieving revenue of 269.024 billion yuan in the first three quarters, a year-on-year increase of 738.5%; Baiwei Storage reported revenue of 21.717 billion yuan, a year-on-year increase of 230.3%; and Dongxin Co., Ltd. reported revenue of 3.292 billion yuan, a year-on-year increase of approximately 475%. The computing power and interconnect segments followed closely, with Cambrian achieving revenue of 9.526 billion yuan, a year-on-year increase of 106.8%; Haiguang Information reported revenue of 14.955 billion yuan, a year-on-year increase of 57.6%; and Lanke Technology reported revenue of 5.414 billion yuan, a year-on-year increase of 33.4%.In addition, among the 28 companies that reported losses in the same period last year, 13 have turned losses into profits, and 6 have narrowed their losses. Overall, the chip design segment has entered a structurally prosperous phase driven by demand for AI infrastructure.

Chinese artificial intelligence company DeepSeek has announced a design plan aimed at enhancing the autonomy of AI coding assistants, allowing them to reduce human intervention while performing multiple tasks. According to a report by the South China Morning Post on Sunday, the plan originates from a paper published by the DeepSeek Harness team, with the core goal of reducing the human effort required to coordinate and monitor multiple AI agents.The team pointed out that managing multiple agents consumes human attention and cited a statement from the paper that "the single-task limit depends on model capability, while the multi-task limit depends on human attention." The paper also stated that one person can only supervise 3 to 5 active AI agent conversations at the same time. The proposed system will allocate tasks and coordinate work among the agents, allowing humans to free up energy to review results and make decisions.This proposal comes at a time of intense competition among AI developers, involving American companies Anthropic and OpenAI. Previously, Cointelegraph reported in October last year that, according to data from blockchain analysis platform CoinGlass, Chinese AI models outperformed their American counterparts in cryptocurrency trading, with DeepSeek being the only AI model in an experiment to achieve a 9.1% positive unrealized return, while the development cost of this model was only a small fraction of that of its American competitors.

Zhao Changpeng posted on platform X in response to discussions related to SPCX stock, stating that he has never indicated a desire to sell SPCX stock. The previous mention of holding the stock was because related posts compared Binance to FTX, which might lead outsiders to mistakenly believe that Binance lacks funds. What he actually wanted to express is that Binance holds other assets in addition to cryptocurrency assets.Zhao Changpeng also stated that the scale of the relevant assets held by Binance is merely a drop in the ocean for the counterpart and cannot pose a threat. He mentioned that SPCX will still be a quality stock worth holding long-term for a long time to come. He simultaneously urged the public not to describe this matter as a confrontation and that there is no need to deliberately create divisions.Previously, Zhao Changpeng responded to Musk's comments about Binance being hacked, stating: "I have great respect for you, but now is not the time for jokes. Our SPCX stock (from our $500 million investment in your acquisition of Twitter) is now worth over a billion dollars. I would greatly appreciate it if you could show a bit of support."

San Francisco startup Dream has emerged from stealth mode, announcing the completion of a $17 million seed round financing, led by Andreessen Horowitz (a16z), with participation from SV Angel, XYZ, and Zigg Capital.Dream was co-founded by Andy Elder and Arjun Mathur, who both worked at Palantir for about ten years. The company develops a "building world model" that trains on over 100 million square feet of permitted building data in the United States. The model can understand the spatial relationships between building components, such as the direction of HVAC ducts through walls. The company claims that the drawings generated by the model are accurate enough for contractors to build directly from them. The initial business focus is on commercial projects such as storefronts, offices, and data centers.

Uniswap posted on platform X, stating that applications that charge fees will earn revenue in the tokens used by users for transactions, but most applications only wish to receive one type of token, such as stablecoins, ETH, or the project's own token. Through TJAR, any team can achieve this.

At the Decoding China 2026 event, Huawei announced the introduction of the time compression concept of the "Tao (τ) Law" into base station product design for the first time, summarizing the challenges faced by traditional basebands within a single TTI as "endless calculations and incomplete transmissions."At the same time, Huawei released the OSCAR intelligent channel processing solution and the new generation UBBPi baseband series, providing a collaborative solution direction for the constraints of computation and transmission within a single TTI.

According to The Defiant, the NBA announced Kalshi as its preferred prediction market exchange.This partnership will provide Kalshi with official league data and NBA brand licensing, while Polymarket also received the same preferred designation.

The Reserve Bank of Australia (RBA) stated in the frequently asked questions document regarding retail payment regulation conclusions that the removal of surcharges for the designated card networks eftpos, Mastercard, and Visa starting from October 1, 2026, is in the public interest. The RBA will lift the ban on the "no surcharge" rule for the aforementioned networks from that date, with the changes based on Standard No. 3 of 2016 and the revisions to the merchant card payment costs and surcharge standards in 2026. eftpos, Mastercard, and Visa have all decided to implement the no surcharge rule from that date, generally applicable to their credit, debit, and prepaid cards, including cards issued overseas.American Express, UnionPay, and PayPal have also decided to eliminate surcharges, but are currently not formally regulated by the RBA. American Express and UnionPay will withdraw from their existing commitments with the RBA on October 1, 2026, while PayPal's no surcharge rule will take effect on October 5, 2026. This scope is limited to fees charged due to customer card payments and does not include surcharges for weekends, public holidays, booking fees, or service fees. Merchants must comply with the new card organization rules unless exceptions apply; businesses, non-profit organizations, and inter-business card payments do not receive a general exemption.The reforms will be implemented in phases. Starting from October 1, 2026, a lower interchange fee cap will apply to domestic card transactions; from October 30, designated card networks and large acquirers must publish the specified card payment fee information on their websites. From January 30, 2027, large acquirers must disclose how the decrease in interchange fees is passed on to merchant service fees; starting April 1, the interchange fee cap will apply to transactions involving overseas-issued cards acquired in Australia, and acquirers must also provide merchants with more detailed statements. The RBA stated that businesses can still factor the costs of accepting card payments into their overall pricing and may offer discounts for specific payment methods.

NVIDIA upgrades the Isaac general robotics platform, launching a new humanoid robot reference design, development framework, simulation process, and data resources.

According to The Information, NVIDIA and ChipAgents have launched an artificial intelligence chip design evaluation project.

According to Nikkei Asia, chip design software leader Synopsys is seeking to collaborate with Chinese large language model developers, planning to use the AI version of its tools to help Chinese companies develop chips faster, and stated that it will carry out related work within the scope of tightening artificial intelligence and semiconductor export controls in Washington.The report states that Synopsys expects a revenue of $11.15 billion for the fiscal year 2027, with collaborations with OpenAI and Amazon driving its artificial intelligence business. Synopsys is headquartered in Palo Alto, California, and is a global leader in chip design software.

According to Decrypt, the Solana Foundation announced the launch of the open-source custody program Solana DvP, providing standardized delivery versus payment (DvP) settlement APIs for financial institutions, released under the MIT license, with input from JPMorgan on the design of institutional settlement practices.The program aims to introduce settlement assurance into public chain infrastructure as a reusable standard, replacing the customized smart contracts previously relied upon by institutional trading.Solana DvP compresses the process that traditionally takes days to complete through clearinghouses, custodians, and custodians into a single atomic transaction, where assets and payments are settled simultaneously or not at all. The program supports SPL Tokens and Token-2022, covering extended features such as permanent delegation, pauseable tokens, and transfer hooks relied upon by regulated issuers, and has passed external security audits. The foundation stated plans to add privacy features in the future to keep settlement information confidential.Catherine Gu, head of digital asset products at the Solana Foundation, stated that atomic settlement eliminates the counterparty risk inherent in traditional finance, providing institutions with a single open standard to achieve finality in seconds rather than days.Rhodel D'souza, head of market digital assets at JPMorgan, said that the shared atomic delivery versus payment open standard is exactly the infrastructure needed by institutional market participants. This release builds on Solana's rising institutional appeal in the tokenized asset space, with BlackRock launching a tokenized money market fund in August, and Kraken offering tokenized U.S. stocks to overseas clients through its xStocks product on Solana.

According to The Block, the U.S. Commodity Futures Trading Commission (CFTC) has issued a "no-action" exemption, allowing designated contract markets (DCM) to convert certain existing contracts that essentially possess the characteristics of perpetual contracts into "true" perpetual contracts with no expiration date.This exemption is effective until October 20. Exchanges must consult with holders of open positions before the conversion, provide advance notice, and offer them an opportunity to exit, while also providing risk disclosures.

According to Decrypt, the U.S. Department of the Treasury's Office of Foreign Assets Control has designated the Russian shadow banking network A7 Network as a significant transnational criminal organization, listing its relevant addresses in Russia, Kyrgyzstan, Nigeria, and Zimbabwe. The Financial Crimes Enforcement Network has proposed a draft rule that aims to prohibit U.S. institutions from participating in any fund transfers involving the network's "sub-agent companies," covering convertible virtual currencies and not limited to fiat currencies, which is expected to affect approximately 348,000 institutions, including several cryptocurrency exchanges.The proposal is based on six special measures granted by Section 9714 of the Countering Russian Money Laundering Act, ultimately selecting the sixth measure, which is the fund transfer ban. The fifth measure, which restricts correspondent accounts, is considered to have loopholes: research by blockchain intelligence firm TRM Labs shows that A7A5 transactions completely bypass the correspondent banking system, which the Financial Crimes Enforcement Network views as a core aspect of its business model. A7A5 is a ruble-backed token issued by Old Vector, registered in Kyrgyzstan, operating on Tron and Ethereum, with reserves held at the Russian state-owned defense bank Promsvyazbank.The Financial Crimes Enforcement Network stated that between February 2025 and June 2026, over 180 entities handled at least $17.91 billion in A7A5, which historically circulated almost entirely through the sanctioned exchanges Garantex and Grinex, often used as a non-frozen bridge to convert into USDT and then into fiat currency.

Coinbase posted on platform X that Coinbase Derivatives, LLC is a designated contract market registered with the U.S. Commodity Futures Trading Commission.The risks of futures trading can be high, and each investor must assess whether this investment is suitable for themselves.

The founder of the meme coin issuance platform Long.xyz, Nate, stated in a post that this week there will be significant design space for perpetual contracts/synthetic assets, which will be combined with the platform's top trading pairs.Last week, Long.xyz launched a 1x long pool supporting tokenization for OpenAI and Anthropic, and the product was once highly hyped in the market.