Scan to download
BTC $59,750.39 +0.53%
ETH $1,589.08 +1.18%
BNB $554.50 +0.53%
XRP $1.04 +0.51%
SOL $74.20 +3.85%
TRX $0.3190 -0.79%
DOGE $0.0724 -0.61%
ADA $0.1439 +0.25%
BCH $198.75 +3.79%
LINK $7.30 +0.56%
HYPE $66.12 +7.09%
AAVE $90.68 -0.59%
SUI $0.6908 +1.49%
XLM $0.1750 +1.70%
ZEC $397.82 +6.16%
BTC $59,750.39 +0.53%
ETH $1,589.08 +1.18%
BNB $554.50 +0.53%
XRP $1.04 +0.51%
SOL $74.20 +3.85%
TRX $0.3190 -0.79%
DOGE $0.0724 -0.61%
ADA $0.1439 +0.25%
BCH $198.75 +3.79%
LINK $7.30 +0.56%
HYPE $66.12 +7.09%
AAVE $90.68 -0.59%
SUI $0.6908 +1.49%
XLM $0.1750 +1.70%
ZEC $397.82 +6.16%

rpl

All
Article
Flash

Ripple plans to introduce an institutional-level lending protocol on XRPL, allowing tokenized assets to be used as collateral for financing

XRPLRipple is actively promoting the addition of a layer of lending infrastructure on the XRP Ledger (XRPL), enabling institutions to use on-chain tokenized assets as collateral for financing, while the loan terms are automatically executed by the protocol, with credit assessments and lending decisions still made by off-chain institutions.According to reports, the proposal is named the XRPL Lending Protocol (corresponding to the XLS-65 and XLS-66 standards), which is currently still in the technical draft stage and must be approved through validator voting before it can go live on the mainnet, but it is already available for developer testing on the test network.The design of the protocol splits the lending process into two parts: on-chain mechanisms responsible for fund pool management, interest calculation, repayment execution, and default handling; while borrower credit assessments and loan term settings remain with traditional financial institutions to meet compliance requirements in different jurisdictions.Ripple states that this mechanism is primarily aimed at institutional short-term liquidity needs, such as in cross-border payment scenarios, where temporary financing is obtained through stablecoins or collateralized assets before settlement, to enhance capital efficiency.Analysts believe that this solution attempts to introduce a "rule-based lending infrastructure" similar to traditional finance while maintaining the open network attributes of XRPL, but it still faces competition from established on-chain lending protocols like Aave, Compound, and Maple.

Data: Strategy's actions sharply decreased, only capturing 520 units, demonstrating restraint, while Strive increased its holdings against the trend, fully taking over as the backbone

According to SoSoValue data, as of 8 AM Eastern Time on June 22, 2026, the total net purchase of Bitcoin by global listed companies (excluding mining companies) for the week was $86.03 million, a decrease of 13.97% compared to last week.Strategy (formerly MicroStrategy) spent approximately $34.9 million last week to purchase 520 Bitcoins at a price of $67,068, increasing its total holdings to 847,363 Bitcoins.The Japanese listed company Metaplanet did not purchase any Bitcoin last week, marking nine consecutive weeks without purchases.Additionally, four other companies purchased Bitcoin last week. The Japanese food brand DayDayCook announced on June 17 that it spent $7.43 million to purchase 95 Bitcoins at an undisclosed price, bringing its total holdings to 2,899 Bitcoins; the Brazilian Bitcoin company OrangeBTC announced on June 21 that it invested $1.15 million to purchase 18 Bitcoins at a price of $64,121, increasing its total holdings to 3,822 Bitcoins; the asset management company Strive announced from June 15 to June 21 that it spent $49.98 million to purchase 759 Bitcoins at a price of $65,850, raising its total holdings to 19,864 Bitcoins.As of the time of writing, the total amount of Bitcoin held by the global listed companies (excluding mining companies) in the statistics is 1,142,276 Bitcoins, an increase of 1.87% compared to last week, with a current market value of approximately $7.417 billion, accounting for 5.7% of the circulating market value of Bitcoin.

Ripple launches XRPL proxy payment toolkit, laying out AI automated payment infrastructure

According to The Block, Ripple announced a toolkit for developers to build "proxy payment" applications on the XRP Ledger (XRPL), supporting AI agents to execute automated financial transactions.Ripple stated that AI agents are no longer a concept of the future but are actively participating in paying computational costs, settling invoices, and completing transactions without human intervention. As the application of AI agents expands, the market is accelerating the construction of payment infrastructure for machines, including wallets and stablecoin payment channels, enabling AI to autonomously complete service payments and asset transactions.This week, Robinhood also launched related plans, allowing users to try stock trading executed by AI agents, with plans to expand into the cryptocurrency space in the future; MetaMask also released a non-custodial wallet solution for AI agents.Ripple pointed out that traditional payment systems mainly serve human-initiated and approval processes, while AI agents require infrastructure that enables fast settlement, predictable outcomes, and no human approval. It emphasized that its new toolkit also supports payment capabilities based on the x402 protocol, allowing settlements using XRP and Ripple USD (RLUSD).Meanwhile, the IC3 team, composed of researchers from several universities, stated that although AI combined with blockchain can achieve automated trading, AI agents still heavily rely on humans and underlying infrastructure, lacking complete independence.
app_icon
ChainCatcher Building the Web3 world with innovations.