BTC $77,434.60 -0.77%
ETH $2,481.05 +0.44%
BNB $715.05 -0.51%
XRP $1.35 -2.18%
SOL $100.03 -1.17%
TRX $0.3386 -0.27%
DOGE $0.0840 -1.42%
ADA $0.2083 -2.48%
BCH $227.58 -8.19%
LINK $11.53 -1.98%
HYPE $80.17 -3.79%
AAVE $123.13 -1.04%
SUI $0.7382 -3.46%
XLM $0.1767 -1.46%
ZEC $1,117.77 -8.49%
BTC $77,434.60 -0.77%
ETH $2,481.05 +0.44%
BNB $715.05 -0.51%
XRP $1.35 -2.18%
SOL $100.03 -1.17%
TRX $0.3386 -0.27%
DOGE $0.0840 -1.42%
ADA $0.2083 -2.48%
BCH $227.58 -8.19%
LINK $11.53 -1.98%
HYPE $80.17 -3.79%
AAVE $123.13 -1.04%
SUI $0.7382 -3.46%
XLM $0.1767 -1.46%
ZEC $1,117.77 -8.49%

중앙은행 부총재: 올해는 기준금리 인하와 금리 인하에 일정한 여지가 있다

2026-01-15 15:48:07

据金十数据报道,人民银行新闻发言人、副行长邹澜 1月 15 日在国新办新闻发布会上表示,从今年看,降准降息还有一定空间。从法定存款准备金率看,目前金融机构的法定存款准备金率平均为 6.3%,降准仍然还有空间。

从政策利率来看,外部约束方面,目前人民币汇率比较稳定,美元处于降息通道,汇率不构成很强的约束;内部约束方面,2025 年以来,银行净息差已经出现企稳迹象,2026 年还有规模较大的 3 年期及 5 年期的长期存款到期,此次下调各项结构性货币政策工具利率都有助于降低银行付息成本,稳定净息差,降息创造一定空间。

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